Personal loans
Unlock the financial flexibility you need with our Personal Loans. Whether you're planning a dream vacation, renovating your home, or covering unexpected expenses, our loans are designed to provide you with quick and easy access to funds. Benefit from competitive interest rates, flexible repayment terms, and a streamlined application process that gets you the money you need when you need it. With our Personal Loans, you can achieve your financial goals and enjoy peace of mind with manageable monthly payments tailored to your budget.
What you get
- A loan can be granted quickly with an agree limit of between P10,000 and P750,000
- Repayments can be done in monthly installments over 12 to 84 months
- You can re borrow money against the loan after six months.
- You get Credit Life Cover calculated on your outstanding balance
- Loan is subject to Affordability (Debt service ratio of up to 55% if you are in private banking and 50% for all other segments
How to get it
Documents Required
- Valid drivers license
- Pro-forma invoice from an authorized dealer
- Valuation report from an authorized dealer (Used vehicle)
- Personal balance sheet/s
- Current proof of income
- 6 month's bank statements for both existing Stanbic Bank clients and new customers
- Valid identity document(citizens) or passport(expatriates)
- Company financials(where applicable)
- Proof of residence( less than 3 months old)
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What you get
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How to get it
- A loan can be granted quickly with an agree limit of between P10,000 and P750,000
- Repayments can be done in monthly installments over 12 to 84 months
- You can re borrow money against the loan after six months.
- You get Credit Life Cover calculated on your outstanding balance
- Loan is subject to Affordability (Debt service ratio of up to 55% if you are in private banking and 50% for all other segments
Documents Required
- Valid drivers license
- Pro-forma invoice from an authorized dealer
- Valuation report from an authorized dealer (Used vehicle)
- Personal balance sheet/s
- Current proof of income
- 6 month's bank statements for both existing Stanbic Bank clients and new customers
- Valid identity document(citizens) or passport(expatriates)
- Company financials(where applicable)
- Proof of residence( less than 3 months old)