We are trusted by thousands of business for their financing needs, from commercial property, to vehicles and assets, to working capital.
Some of the benefits
One of the most important factors to keep any business running is access to money when you need it. Whether it is to acquire stock, assets or skills, it is vital to keep money on hand as your business income grows. The Business Working Capitol Loan caters for exactly that. Allowing you to mitigate times when incoming funds are low so that you can continue to grow your business and retain the best resources. Speak to a banker and get the best financing solution to keep liquid as you build your organisation.
Get access to a large variety of AgriBusiness lending products including long and short-term loans, overdrafts and seasonal funding options. Our team of agricultural finance bankers and business managers have a wealth of experience in guiding and advising on lending products that will give you the very best possible financial support as your farming concerns grow larger. With a specific focus on the nature of farming and agricultural challenges, our products are developed to support, mitigate loss and help you grow.
Get the best business financing solution for your company with a Business term loan. Fund the acquisition of tools, equipment and additional assets to keep your enterprise growing. The Business term loan allows you to borrow a single sum and pay it off over a pre-determined term, at sums and intervals that best suit the way your income works. Our business bankers can assess your needs and set up funding in a way that is convenient to repay with reliable instalments over a period that works for your business cashflow.
Get financing for commercial or industrial property with flexible repayment terms. Our team of commercial property specialists can advise on the best terms for a variety of options including building loans for property developers for construction of commercial and industrial buildings and residential properties with commercial rights. We offer additional advance financing for extensions and improvements on business, commercial and industrial properties. Contact the Commercial property loan team to also finance shops, warehouses, offices and showrooms.
Speak to a business banker to secure affordable short-term lending for your business, based on the money you are waiting to be paid by your clients. Invoice discounting allows you to borrow money from the bank to the value of a portion of the money in invoices that you have sent out to your customers. This can be done before your business has been paid. In this way, you can maintain a consistent income by leveraging the money that your company is owed. Invoice discounting is a short-term lending solution that can be used for large or small invoiced amounts.
Purchase order finance allows for cash-flow and business-as-usual until you are paid. It is the perfect short-term business financing solution if you supply products and services to top tier customers. It is a short-term advance that gives you access of up to 80% of the amount that you are waiting for. This type of financing allows you to bridge the gap over the 90-day period that some purchasing transactions may take to be completed.
Stanbic’s Vehicle and Asset finance covers a variety of business vehicles, equipment and specialised commercial machinery financing. Whether you need a fleet of cars, delivery vehicles, trucks, tractors or bespoke made-to-order industrial machinery, the Stanbic VAS team can advise on the best financing options and the most favourable repayment terms. Also get advice and guidance from our team of specialised bankers who can provide guidance on a variety of affordable and reliable suppliers. We also offer a variety of additional business fleet services.
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