Growth almost always requires investment
Our business finance products ensure you always have the capital you need to acquire assets

Finance Solutions

We are trusted by thousands of business for their financing needs, from commercial property, to vehicles and assets, to working capital.

Some of the benefits


Get essential funds when you need them most.


A variety of products and repayment terms based on your business income.


Grow your business with affordable business loans.


Access to business and commercial financing specialists.
Find a financing solution that best suits your needs.
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Business term loan

Effectively budget for all your cash flow seasons with a business loan that keeps your repayment terms consistent. A Business Term Loan is a customised loan for a fixed term and is repaid over a period of up to five years with predetermined monthly or quarterly instalments.

Business current account
Business Overdraft

Apply for a Business Overdraft as a quick cashflow management tool for your business

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Commercial property loan

This is a medium to long – term facility used to buy property for rental. The product also allows for release of equity from existing completed commercial property. Commercial property includes offices, shopping centres, mixed use and industrial properties as well as residential properties that are leased to third parties.

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Vehicle and asset finance

Our Vehicle and Asset Finance unit offers financing under a finance lease to buy vehicles and other movable assets and equipment such as trucks, cars, buses, earthmoving equipment and generators.

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Business Working Capital Loans

One of the most important factors to keep any business running is access to money when you need it. Whether it is to acquire stock, assets or skills, it is vital to keep money on hand as your business income grows. The Business Working Capitol Loan caters for exactly that. Allowing you to mitigate times when incoming funds are low so that you can continue to grow your business and retain the best resources. Speak to a banker and get the best financing solution to keep liquid as you build your organisation.

working capital loan
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Agribusiness finance

Get access to a large variety of AgriBusiness lending products including long and short-term loans, overdrafts and seasonal funding options. Our team of agricultural finance bankers and business managers have a wealth of experience in guiding and advising on lending products that will give you the very best possible financial support as your farming concerns grow larger. With a specific focus on the nature of farming and agricultural challenges, our products are developed to support, mitigate loss and help you grow.

Invoice discounting

Speak to a business banker to secure affordable short-term lending for your business, based on the money you are waiting to be paid by your clients. Invoice discounting allows you to borrow money from the bank to the value of a portion of the money in invoices that you have sent out to your customers. This can be done before your business has been paid. In this way, you can maintain a consistent income by leveraging the money that your company is owed. Invoice discounting is a short-term lending solution that can be used for large or small invoiced amounts.

Invoice discounting
Purchase order
Purchase order financing

Purchase order finance allows for cash-flow and business-as-usual until you are paid. It is the perfect short-term business financing solution if you supply products and services to top tier customers. It is a short-term advance that gives you access of up to 80% of the amount that you are waiting for. This type of financing allows you to bridge the gap over the 90-day period that some purchasing transactions may take to be completed.

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