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Fixed Deposit

A fixed deposit is an investment account where money is deposited for a fixed period and the interest does not change.  A fixed deposit account offers interest rates higher than ordinary savings accounts and is ideal if you want to save for a specific goal – like the deposit for a wedding or a year-end holiday. You choose how long you want to invest – from one month to two years. 

What does it offer me?

  • You can choose the date on which you want your investment to mature
  • The funds in your account can be pledged and used as collateral
  • There are no service fees charged
  • Investment period are from 1 to 24 months
  • You can have more than one fixed deposit if you want to save for different goals
  • You cannot withdraw funds from your account during the period of your investment.  Early withdrawal attracts a penalty.


What do I need to apply?

  • Be over 18
  • Account opening deposit of P1,000.00

Visit your nearest branch with the following documents:

  • Valid national identity document (citizens) or passport (expatriates)
  • Valid residence or work permit (expatriates)
  • Proof of residence (less than 3 months old)
  • Proof of income/salary advice slip (not older than 3 months from date of application).


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