Stanbic Bank offers a wide range of loan products to help you meet both your short- and long-term financial obligations. Competitive interest rates apply, and flexible terms can be negotiated to suit your individual needs.

Home loan

A Stanbic Bank home loan gives home buyers the opportunity to finance a property.

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Vehicle & asset finance

Stanbic  Bank’s Vehicle and asset finance facility provides short- to medium-term funding to finance the purchase of moveable assets, such as motor vehicles, generators and so forth.

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Fixed term loan

The Fixed term loan is a product designed for individuals who require short- to medium-term financing for their personal projects. The loan can be used for any purpose and is repayable in fixed monthly installments.

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Revolving term loan

The Revolving Term Loan is a special and unique product developed to meet the needs of qualified customers who require long-term financing. The product gives you the ability to borrow again up to the loan amount that was initially granted – without having to reapply.

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Revolving line of credit

Revolving line of credit is a loan with a fixed monthly repayment.  A unique feature of this product is that it allows you to borrow again up to your original loan amount, once you have repaid 15% of the loan.

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