At Stanbic Bank, we recognise that the need to structure your finances correctly is crucial to the success of your business. You need a bank that understands that cash flow is critical and gives you easy access to working capital. 

We offer a range of Business Banking loans to help you meet your financial obligations. Competitive interest rates apply and flexible terms can be negotiated to suit the specific needs of your business.

Business working capital loan

This loan facility is suitable for your working capital and the shorter financing requirements of your business. This type of loan is repaid in instalments of between six and twenty four months.

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Overdrafts

An overdraft is the ideal way to manage your cash flow. It is linked to your business account and you can use as much as you need, up to your limit.

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Business revolving term loans

Business Term Loans are a relatively simple way of securing funds for any period up to eight years.  The loan is repayable in equal monthly instalments.

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Vehicle and asset finance

Stanbic Bank’s Vehicle and asset finance facility provides short- to medium-term funding to finance the purchase of moveable assets, such as motor vehicles, for your business. With over 50 years experience in Vehicle and asset finance, the bank offers competitive and flexible terms for both individual and business customers.

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